About the agency
Local Florida insurance advice, without the pressure.
Monarch Risk is an independent property and casualty insurance agency serving Florida families. We work with multiple trusted carriers so we can shop the market on your behalf — and explain your options in plain language.
Personal service
Every client works with a licensed agent — not a call center. When you call, you'll speak with someone who knows you.
Independent advice
We're not tied to a single carrier. That means we can recommend the coverage that actually fits your situation — and shop it again at renewal.
Florida focused
Hurricane season, flood zones, wind mitigation — we live it too, and we know how to navigate the Florida insurance market.
Our approach
Straightforward coverage, explained clearly.
We believe insurance shouldn't be confusing. We take the time to explain what you're covered for — and what you're not — before you sign anything.